When you move into a new home, one of the important aspects to consider is Council Tax. This local tax contributes to funding essential services in your area, such as rubbish collection, street cleaning, police and fire services, leisure centres, parks and local schools. Understanding how Council Tax works and how to manage your payments will help you stay organised and avoid any unnecessary issues.

What is Council Tax?

Council Tax is a tax levied on residential properties by local councils in England, Scotland, and Wales. The amount you pay depends on the valuation band of your property and the specific rates set by your local council.

• Valuation Bands: Properties are assigned to one of eight bands (A to H) based on their estimated value as of April 1, 1991, in England and Wales. Band A represents the lowest value properties, while Band H represents the highest. You can check your property’s band on your local council’s website or by visiting GOV.UK.

• Charges: Each local council sets its own Council Tax charges, which can vary significantly depending on the area. It’s important to check your local council’s website for the specific rates applicable to your property.

Registering for Council Tax

As a resident, it’s your responsibility to register for Council Tax at your new address. Here’s how to do it:

• Contact Your Local Council: Contact your local council directly to inform them of your move. You’ll need to provide details about yourself and your new address.

• Provide Necessary Information: Be prepared to give information such as your name, previous address, and the date you moved into your new home. If you’re renting, your landlord may need to provide additional information.

Paying Your Council Tax

Once registered, you’ll need to manage your Council Tax payments. Here are some key points to consider:

• Payment Options: Local councils typically offer several payment options, including monthly direct debit, annual lump-sum payments, or payment by cheque. Most households pay monthly, although in reality, the annual bill is made up of 10 monthly payments over the year.

• Discounts and Exemptions: You may be eligible for discounts or exemptions on your Council Tax based on your circumstances. For example, single occupants can receive a 25% discount, and certain groups, such as students and those living in care homes, may be exempt. Check with your local council to see what applies to you. More information about discounts and exemptions can be found on the GOV.UK How Council Tax Works page. Note that any discount is not automatic and you have to apply for it through your local council.

Managing your Council Tax is an important part of settling into your new home. By understanding how it works and ensuring you register and make payments on time, you can avoid any unnecessary stress. If you have any questions, your local council is the best resource for information and assistance regarding Council Tax.